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Writer's pictureScott Brekne

Why Use An Independent Insurance Agent?

Updated: Apr 7, 2023


Brooks Robb & Callahan is an Independent Insurance Agency with access to over 40 different insurance providers. While using a “captive” agent who represents a single company can be a good option, here are a few reasons to let us shop your insurance:


1. We're not “captive”

We can access over 40 different markets to find you the right coverage at the lowest available rates. We aren’t tied to a single company, so we shop your insurance with various providers that make sense based on your coverage needs and budget. A “captive” agent will only provide you with insurance from the one company they represent.


2. We’re on your team

Our clients are our #1 priority. As your independent agent we’re here to represent you rather than a specific insurance provider. A “captive” agent can only offer insurance from the one company that they represent.


3. We can save you money and better customize your policy

By providing you with quotes from various insurance companies, we can tailor your insurance needs and find you the lowest available rates. “Captive” agents can only offer insurance from the one company that they represent.


4. We're here to serve as your trusted insurance advisor

We start all of our client relationships with a detailed discussion to learn how to best protect you, your family and the things you love most: a business, home, car, boat, etc. We have a veteran team with over 70 years of combined experience standing by to service our clients.


5. Other benefits

Some insurance providers don’t allow applicants to go direct and the only way to access them is through an independent agent like Brooks Robb & Callahan.


Interested in learning more? Contact Brooks Robb & Callahan to speak with a licensed insurance agent.


About Brooks Robb & Callahan

Brooks Robb & Callahan is a family owned and operated independent insurance agency protecting personal and commercial clients from property and casualty risks since 1871. Sisters Kristen Ducharme and Lindsey Stortz acquired the business from their long time family friends in July 2013. Their brother, Scott Brekne, joined the business in 2021. Together they continue to run the business the way it always has been – by family with honesty and integrity. They feel incredibly blessed to have the opportunity to work together every day.


The information provided in this blog is for educational purposes only and is not a substitute for professional advice. Insurance coverages and policies can vary significantly based on individual circumstances and the terms of the policy. Brooks Robb & Callahan recommends consulting a licensed insurance professional or your insurance carrier to determine the appropriate coverage for your specific personal needs.

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